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The COVID-19 public health crisis brought with it a host of changes and a significant increase in stress. Unemployment soared. People unable to make their mortgage payments sought relief in lenders’ forbearance…

Damage to the economy has sent strong companies toward financial ruin. A small business that was already struggling may find its current debt load insurmountable. As you deal with your overwhelming debt,…

For many of us, our homes represent our greatest investment, both in money and time. But it can also represent our largest debt. When our debts become overwhelming, our focus turns from…

Many people tend to view their North Carolina driver’s license as a right, not a privilege. However, it is possible to lose those driving privileges. Your license comes with a set of…

File for bankruptcy or not? That’s a question many Americans face every day. Every late bill, every call from a debt collector, brings them closer to making a decision. Some feel it…

Life is usually pretty challenging for people before they file for Chapter 13 bankruptcy. They may be overwhelmed by debt and not know where to get help. Bankruptcy often offers them a…

The primary reason people file bankruptcy is to get out from under crushing debt and get on with their lives. But what brings people to the point that they have to consider…

Bankruptcy is a life-changing process, but then so is trying to live with overwhelming debt. However, there’s more to bankruptcy than just filing a few papers with the court. Let’s look at…

You might be thinking of filing for bankruptcy. That decision is a big step, but you also need to choose which kind of proceeding you will file. Understanding the differences between Chapter…

The daily news feeds us a steady diet of doom and gloom. People are dying from coronavirus or shut in their homes, hoping to avoid catching the disease. Businesses are closed, some…

The word ‘chapter’ has several meanings. For example, organizations often call individual  groups ‘chapters.’ People often say they are starting a new chapter in their lives. Most books are divided into chapters.…