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Rachel’s debts finally got the better of her. She feared that losing her job meant losing other things like her car, home, and self-respect. A friend suggested she consider Chapter 13 bankruptcy…

Numbers play a big part in our lives. Every day, we are identified or assessed because of age, net worth, or address. For example, Social Security numbers and driver’s license numbers identify…

The day you get your first credit card probably seemed like an important milestone. A short time later, you realize you now have several cards that are all maxed out. The minimum…

People generally react in some way after receiving a ticket. Some may curse, bang on the steering wheel, call a friend to get some sympathy, or just start crying. But once the…

One big reason people fear filing bankruptcy involves their property – how much will they lose? How much will they be able to keep? Under bankruptcy laws, some property is exempt, which…

Over the past year and a half, we have faced a lot of uncertainty over health and financial issues. For some of us, the threat of unemployment became a reality. When you…

During the COVID-19 public health emergency, the government temporarily halted foreclosures. Many homeowners breathed a sigh of relief at the news. However, the prohibition ends on June 30, 2021. If you are…

Despite his best efforts, Jason made a few mistakes in his bankruptcy filing. Specifically, he forgot to include several creditors, and missed several assets. Jason panicked, wondering if he would get in…

Myths, tall tales, and urban legends are common in today’s society. Sometimes it isn’t easy to know which stories are true and which are not, even though they can still affect our…